One Percent Commission Real Estate Agents in Toronto, GTA, and Surrounding Areas
Hire a Green Hedge Realty agent and pay just 1% upon closing for traditional buyer or seller representation on MLS/REALTOR.ca. Sellers receive full listing services from a designated representative, and choose their own co-operating commission. Buyers work with a designated representative to find the home of their dreams, and receive a cash back rebate equal to the co-operating commission minus 1%, with no limit on showings.

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How Much Can Sellers Save by Paying One Percent Commission on MLS? As a Seller, if your home sells, you will pay only 1% plus the co-operating brokerage commission you choose to offer to the agent representing the buyer. Use the slider below to determine the amount of savings when 1% is paid for listing services and another 1% is paid for buyer agent commission, compared with a traditional rate of 5%. HST savings are included.

Sale Price:
$1,000,000

Seller Savings:
$15,000

How Much Cash Back Do Buyers Get When a REALTOR Only Keeps 1%? Green Hedge Realty keeps just 1% from any REALTOR commission offered on MLS. If the seller offers more, it gets paid out as cash back to the buyer! Use the slider below to determine the amount of cash back in cases where 2.5% co-operating commission is offered by the seller.

Purchase Price:
$1,000,000

Cash Back Rebate:
$15,000

How Much Does One Actually Save with a One Percent Commission REALTOR®?
Green Hedge Realty's 1% one percent commission structure offers a straightforward path to significant savings when compared to the traditional 2.5% model.
 
Sellers benefit in three ways—first, from a reduced 1% listing commission; second, from paying less HST on that lower fee; and third, from having flexibility over the cooperating commission offered to buyer agents. On a $1,000,000 sale, that adds up to $16,950 in listing-side savings, with additional potential savings on the buyer agent's commission and its HST.
 
Green Hedge Realty doesn't require clients to offer any specific amount to the cooperating agent. Sellers can review what's typical in their area and decide what to offer based on local norms, how desirable or unique the property is, and their pricing strategy.
 
Buyers receive a cash back rebate. Green Hedge Realty keeps the first one percent 1% of the purchase price from the cooperating commission and returns the remainder to the buyer in the form of a cash rebate. The higher the purchase price, the more substantial the savings - roughly $15,000 for every $1,000,000 spent - with no compromise in service. In a market where home prices have far outpaced wages, great representation is not only possible - but expected - under a lower commission structure.

What Services Are Included with One Percent Commission REALTOR® Representation?
Green Hedge Realty agents offer full-service, all-inclusive representation - covering everything from signing a designated representation agreement to closing the deal. Traditional services and costs typically associated with a real estate transaction are included in the one percent commission.
 
That said, every client, property, and city is different. Buyers should speak directly with a local Green Hedge Realty REALTOR® to discuss their needs and confirm a good fit.

Our Services vs. Their Services
Service Green Hedge Realty Traditional Brokerage Other Low Fee Brokerage
Sellers Able to Pay 1% For Full Listing Services ✓ ✗ ✓
Buyers Get ~1.5% Cash Back ✓ ✗ ✗
No Hidden Fees. No Incidental Fees. No Price Minimums. ✓ ✗ ✗
Short Contract Duration ✓ ✗ ✓
Sign Electronically From Anywhere ✓ ✓ ✓
Photography & Marketing For Sellers ✓ ✓ ✗
Staging Advice & Consultation For Sellers ✓ ✓ ?
For Sale Sign & Lockbox For Sellers ✓ ✓ ✓
Automated Real Time Showing Notifications & Confirmations ✓ ✓ ✓
Listings on REALTOR.ca and National Reciprocal Websites ✓ ? ?
Negotiation Advice & Assisstance ✓ ✓ ✗

What Our Clients Say ⭐️⭐️⭐️⭐️⭐️

What Are the Options for Sellers and Buyers?
 
For Sellers, the choices vary widely. Some agents from traditional brokerages still charge as much as 6% total commission—or more—and may offer flashy extras like movie tickets during showings, or rely on name recognition to justify the cost. Others offer lower fees, but often cut corners on service. Discount brokerages may go even further—placing ad-heavy signs on the lawn that feel more like self-promotion than service. There's also the FSBO route, where the entire process is handled alone—without professional guidance or representation.
 
Then there's the option of working with a Green Hedge Realty agent, who provides full, professional, designated-agent service—for a simple, fair 1% one percent commission. No gimmicks. No shortcuts. Just full professional real estate representation at a fair price.
 
For Buyers, the landscape is similar. Some agents charge the full commission and keep it without paying cashback rebates. Others may offer reduced services to justify a discount. A Green Hedge Realty agent, by contrast, works for a one percent 1% fee and returns the rest of the cooperating commission to the buyer as a cash back rebate after closing—while still delivering the full scope of traditional representation. It's a different approach in a market that's ready for change.

Why Are REALTOR® Commissions Changing? Technology, Empowerment, and a Market Ready for Change
 
The role of the REALTOR® has evolved. With tools like the internet, e-signatures, mobile devices, and now AI, many of the tasks that once required more time and labour can now be handled faster and more efficiently. This allows agents to work with more clients without sacrificing service.
 
At the same time, today's buyers and sellers are more informed and independent—researching properties, comparing neighbourhoods, and doing much of the legwork themselves.
 
There's also growing legal pressure on the traditional commission model. A high-profile class action lawsuit currently before the courts alleges price-fixing aimed at keeping cooperating commissions at 2.5%.
 
All of this points in one direction: lower commissions. Green Hedge Realty not only recognizes this shift—it embraces it. Offering full traditional service for a fair one percent 1% commission is both possible and, in today's market, necessary.

1% Commission to Sell or Buy on MLS® with a Designated REALTOR® How does it work and how much can you save?
 
When a home sells, the seller will pay just 1% (one percent) of the sale price for full listing services, along with a buyer's agent commission of their choosing. All fees are paid from the sale proceeds at closing. No catch, no minimum price, no hidden fees.
 
When representing buyers, Green Hedge Realty retains only 1% (one percent) of the purchase price from the co-operating commission offered on MLS. The remainder is paid as a cash back rebate to the buyer. Rebates are 1.5% more or less, depending on the commission offered by the seller.
 

What's the Catch? How Can a REALTOR® Charge 1% Commissions and Still Earn a Living
 
There is no catch! The price of housing has outpaced wages to such a degree, that it's now possible to charge one percent commissions while still earning a sufficiently high wage as a real estate agent.
 
In addition, technological advances such as electronic signatures, have made the job easier and enabled REALTORS® to provide MLS® services to more clients at the same time.
 
Given current home prices in Ontario, as well as the lack of competition among Brokerages offering this type of MLS service, Green Hedge Realty REALTORS® are able to earn more than enough to justify continuing to do a job they love.

More One Percent Commission Frequently Asked Questions

Are all services included when working with a one percent commission realtor?

Green Hedge Realty is a full service real estate Brokerage and the services it provides are intended to be complete and all inclusive. You will have a designated representative who will personally represent you, advise you when needed, draft & present documents on your behalf, and assist with pre-closing matters.


Potential clients are encouraged to discuss their requirements with their one percent commission agent to ensure the relationship is a good fit.

Are one percent commission agents worth it?

When working with Green Hedge Realty's one percent realtors, clients can expect to receive full designated representation services that meet the highest regulatory and professional standards, without limits on services, and without any obligation to work with the brokerage or its agents again in the future.


Green Hedge Realty is licensed with the Real Estate Council of Ontario (RECO) as a Brokerage and insured under the Trust in Real Estate Services Act, 2002 (TRESA). As a member of the Toronto Regional Real Estate Board (TRREB), the Ontario Real Estate Association (OREA), and the Canadian Real Estate Association (CREA), Green Hedge Realty is also subject to a code of ethics and rules ensuring clients receive professional and comprehensive representation services from qualified and experienced REALTORS®.


To ensure complete satisfaction with the services, potential clients are encouraged to discuss their specific requirements with the one percent commission agent in their area to determine if they are a good fit for them.


When is a cash back rebate paid?

Green Hedge Realty will deposit a cash back rebate to a buyer's bank account via EFT the same day it is available. Payments are made from the co-operating commission Green Hedge Realty receives from the listing Brokerage after the completion of a transaction. This can take anywhere from a few days after closing to a few weeks or longer depending on the listing Brokerage. On average many buyers receive their rebate within 5 to 8 days.


As cash back rebates gain popularity in real estate transactions, new financial services may allow buyers to access these funds before closing, subject to interest fees.

Are cash back rebates taxable, and do they affect LTT or the HST on new homes?

Generally accepted practice holds that a cash back rebate on a home purchase is a price discount, and no income tax is payable. If the home is later sold, this discount may have an effect on capital gains tax paid to the Canada Revenue Agency (CRA). However, since taxes vary based on individual circumstances and realtors are not experts on taxes, buyers are advised to consult with a tax professional regarding their specific cash back rebate.


In Ontario, a buyer may pay Provincial Land Transfer Tax (PLTT), Municipal Land Transfer Tax (MLTT), and, for new homes, Harmonized Sales Tax (HST). None of these taxes are affected by cash back rebates because they are calculated based on the value of consideration. However, rebates may be used to lower the negotiated purchase price, which would affect these taxes. For guidance on such strategies, buyers should consult with their designated cash back representative.

What about small print, and hidden fees?

There is no small print or hidden fees. Any client who works with a Green Hedge Realty agent will receive full services as promised at the commission rate quoted.

We Provide One Percent Commission Services in Toronto and Many Surrounding Areas!

Toronto

The Heart of Diversity

Mississauga

Urban Living Meets Community Charm

Hamilton

Gateway to Affordable and Vibrant Living

Markham

Modern Living in a Historic Setting

Vaughan

Where Home and Adventure Meet

Oshawa

A Home for Opportunity and Comfort