A rare opportunity for buyers who want a straightforward purchase in one of Toronto's most established neighbourhoods. This well-proportioned semi-detached home offers 3 spacious bedrooms, 3 full bathrooms plus a powder room, along with private garage parking and a private drive - a true rarity in the Annex. The main level features comfortable, functional principal rooms with enduring character, while the fully finished lower level with a separate kitchen provides real flexibility - ideal for rental income, extended family, or a growing child who needs their own space. The home is move-in ready, with the option to update or customize over time, allowing buyers to settle in without pressure or immediate projects. A practical layout, solid bones, and flexible use make this a smart alternative to over-priced or over-competitive options nearby. Steps to transit, highly regarded schools, parks, boutiques, and the Annex's best dining. A sensible, well-located home offering value, flexibility, and a clean path to ownership - without the bidding-war fatigue. Some images have been virtually staged. (id:38551)